Zachary Bill

Zach has a deep passion for helping his clients in constructing the life they've dreamed of, beginning with the ideal home. Real estate isn't just a significant life purchase; it's also a foundation for establishing financial security for you and your loved ones. Mortgages aren't one-size-fits-all, and Zach is devoted to identifying a solution that's tailor-made for you! He'll accompany you through each phase of the process ensuring all questions are answered! The home-buying process can be daunting, particularly in a challenging market, but with Zach and his team, it can be the best choice you've ever made. Offering innovative loan solutions, a streamlined procedure for a swift transaction, and unwavering support even after you've moved into your new home. With his individualized attention, strong communication, and a team of specialists, you're in excellent care!

Furthermore, after you've made yourself at home, Zach is dedicated serve as your consultant for any mortgage-related inquiries or issues you may encounter down the road.

As a First Time Homebuyer, the whole process can be overwhelming, exciting, and new. Needless to say, Zachary made my life stress free during this time. He was incredibly professional, polite, and transparent during the whole process, and I cannot say enough good things about him! Thank you so much for your efforts, support, and communication! You made my life easy and helped me enjoy the comforts of buying a home, even with the large number of questions I had. Very grateful for you.

– Sean W.

 

Zach is the best! Very professional, patient and knowledgeable. Top notch communicator. Made the process smooth and kept us on track. DEFINITELY recommend him to anyone in the process of looking for a mortgage.

– Bill and Christina T.

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.