MICHAEL J. DEHAUT, JR.

 

Apply now for a better mortgage experience with Bay Capital Mortgage

MICHAEL J. DEHAUT, JR.

Senior Loan Officer

mdehautjr@baycapitalmortgage.com

240-417-0591

NMLS# 202640
DE NMLS# MLO-202640
DC NMLS# MLO202640
MD NMLS#  202640
PA NMLS# 62419
WV NMLS# LO-33647
VA NMLS# MLO-58478VA
FL NMLS# LO99674
NC NMLS# I-220839

With over two decades of experience in the mortgage industry, I am a seasoned professional dedicated to helping individuals and families achieve their homeownership dreams. Throughout my career, I have successfully guided countless clients through the complex process of securing loans for purchasing or refinancing properties. My expertise lies in a comprehensive understanding of mortgage products, market trends, and financial regulations. I specialize in crafting tailored solutions that align with each client’s unique financial situation and goals. Whether it’s a first-time homebuyer exploring their options or a seasoned investor seeking to optimize their portfolio, I am committed to providing personalized guidance and support every step of the way. I prioritize building strong relationships with my clients based on trust, integrity, and transparency. I believe in empowering individuals with knowledge and resources to make informed decisions about their mortgage needs. From initial consultation to closing, I strive to deliver exceptional service and ensure a seamless experience for my clients. With a proven track record of success and a passion for helping others, I am committed to being a trusted partner on your journey to homeownership. Let’s work together to turn your dreams into reality.

Need help achieving your homeownership goals? Ask Mike about our home readiness app:

My CapitalConnect

"Mike was outstanding throughout the entire process, keeping us informed every step of the process. Just a good person, who knows his business!"

 

 

- William B.

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FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.