DAN SPOTTS
Apply now for a better mortgage experience with Bay Capital Mortgage
DAN SPOTTS
President
410-353-6706
NMLS# 224676
DE NMLS# MLO-224676
DC NMLS# MLO224676
FL NMLS# LO9526
GA NMLS# 48000
MD NMLS# 224676
NC NMLS# I-170314
PA NMLS# 47713
SC NMLS# MLO-224676
VA NMLS# MLO-20955VA
Dan Spotts serves as President of Bay Capital Mortgage Corp. With over 25 years in the mortgage business, Dan joined Bay Capital Mortgage Corp in 2011. Previously, Dan served as Vice President/Regional Production Manager with JP Morgan Chase and was responsible for mortgage lending in District of Columbia, Delaware, Maryland and Pennsylvania.
Dan is a graduate of the University of Maryland and DeMatha Catholic High School where he volunteers as the Varsity Golf Coach.
Dan believes in providing the best customer experience and creating a culture where our employees can thrive.
Professional, friendly, efficient and thorough!
- Margaret G.
FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.
Payment / Amortization Calculator
Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator
Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator
Determine the estimated tax savings with a new loan.