BRIAN MASTERSON

 

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BRIAN MASTERSON

Senior Loan Officer

brian@baycapitalmortgage.com

410-336-0806

NMLS# 334082
DC NMLS# MLO334082
MD NMLS# 334082
VA NMLS# MLO-21350VA
GA NMLS# 69932
SC NMLS# MLO-334082
DE NMLS# MLO334082
FL NMLS#LO72707
NC NMLS# I-190414

Brian brings 28+ years as a mortgage professional to Bay Capital Mortgage. He started his mortgage career in 1996 with JP Morgan Chase and joined Bay Capital Mortgage in 2011. Brian understands that a mortgage is the largest financial obligation for most families. By treating the mortgage as an asset instead of the largest liability is inherent to how he approaches meeting the overall financial goals of his clients. From the purchase of your home and beyond, his expertise is identifying solutions that are tailored to the specific needs of each client. Brian is the local Veteran’s Administration loan specialist and takes great pride helping those that serve this great nation. He is also skilled and trained in FHA, Conventional, USDA, Jumbo, Non QM, and HECM (Reverse) mortgage financing. Brian has recently spent over 40 hours of education mastering the Reverse Mortgage for refinance and HECM for purchase.

 

“I look to establish a long-term partnership with each and every client.”

 

Brian earned his Bachelor of Science Degree in Economics from the University of Baltimore. He lives in Severna Park with his wife Melissa and three children. He is an avid tennis player and former teaching pro. The Masterson family is active in their parish, Saint John’s Roman Catholic Church, Chartwell Country Club, and Severna Park Green Hornets.

"Brian was great! He kept my family informed throughout the mortgage process, and we ended up being ahead of schedule. We really appreciated his professionalism and his ability to answer all of our questions. Thank you Brian"

 

 

 

 

- Joshua C. 


FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.